“The secret of success lies never in the amount of money, but in the relation of income to outgo; as if, after expense has been fixed at a certain point, then new and steady rills of income, though never so small, being added, wealth begins.”
— Ralph Waldo Emerson Primary source“If you want to be wealthy, think of saving as well as of earning.”
— Benjamin Franklin Primary source“A penny saved is a penny earned.d”
— Benjamin Franklin DisputedWealth Earning Frugality Money Expenses